Purchasing Boat Insurance: Top 5 Things Houston Fishermen Need to Know

Owning a boat and enjoying fishing is a lot of fun, but it’s also important to keep your boat safe. If you’re new to owning a boat or want better insurance, this guide will help you find the right coverage. At McDade Insurance Brokerage Group, we offer many types of insurance products to meet your needs.

​1. Where to Find New Boat Insurance

Where can I find new boat insurance?

Finding boat insurance is easy when you know where to look. Start by searching online and comparing different companies. Websites like BoatUS and Progressive have a lot of helpful information. You can also talk to local insurance agents who can give you personalized advice. At McDade Insurance Brokerage Group, we can help you explore multiple options to find the best fit.

2. Best Boat Insurance Providers

What are the best boat insurance providers?

Choosing a good boat insurance company is important. Some of the best ones are Geico, Allstate, and Progressive. They offer good coverage and fair prices. Make sure the insurance covers things like accidents, theft, and damage to your boat. We partner with top providers to offer you a range of choices tailored to your needs.

3. Bundling Your Insurance

Can I bundle my boat, ATV, and RV insurance with another company?

Yes, you can save money by bundling your boat, ATV, and RV insurance with one company. Many companies offer discounts if you have multiple policies with them. Ask about these discounts and make sure each policy gives you the coverage you need. At McDade Insurance Brokerage Group, we make it easy to bundle your policies and save.

4. Getting a Quote for Boat Insurance

How do I get a quote for boat insurance from another company?

Getting a quote for boat insurance is simple. You can do it online or over the phone. You’ll need to give details about your boat, like its make, model, and year. Most companies have easy online forms to fill out. Compare quotes to find the best deal and make sure you understand what’s covered. We provide quick and competitive quotes to help you find the best deal.

5. Key Coverages for Fishermen

As a fisherman, you need special coverage for your boat. Here are the top coverages to look for:

• Liability Insurance: Covers legal costs if someone is hurt or their property is damaged while on your boat.
• Collision Coverage: Pays for repairs if your boat is damaged in an accident.
• Comprehensive Coverage: Covers non-accident damage like theft or weather damage.
• Equipment Coverage: Protects your fishing gear and personal items.
• Uninsured/Underinsured Boater Coverage: Helps if you’re in an accident with someone who doesn’t have enough insurance.

Final Thoughts

Having the right boat insurance is important to keep your boat safe and enjoy fishing without worry. By knowing where to find insurance, choosing the best providers, bundling policies, and getting quotes, you can get the best coverage. Make sure to get the right coverages that protect you as a fisherman.

At McDade Insurance Brokerage Group, we offer a wide range of insurance products to meet all your needs. If you’re ready to find the best boat insurance, contact us today. We’re here to help you find the perfect coverage for your needs.

Stay safe and happy fishing!"